One API that connects your business to local acquirers.
Enjoy higher authorization rates, faster and unified settlement. Process payments like a local without headaches
Acquirers enable companies to process credit card transactions and most of the cards in Latin America are bound to local schemes, therefore cannot operate international purchases.
Accepting only international cards associated to global schemes and international acquirers hinders your potential to a tiny part of the population.
Apart from augmenting market reach, processing with a local partner increases the approval rate to 70% or 90%.
Pagsmile can be your payment facilitator, processing the transactions on behalf of the Merchant. Your customers will pay in their local currency and you, receive funds anywhere in the world.
Pagsmile has data on local customer behavior and maintains close relationships with local players.
Our robust fraud prevention strategy provides merchants with a streamlined risk assessment with state of the art technology to guarantee a secure operation in Latin America.
When consumers make international purchases with a credit card, they need to pay taxes based on the exchange operation. With Pagsmile these taxes are a lot smaller because of how we operate, ensuring better prices for the customer.
Pagsmile crafted a solution to manage the entire payment processes
Pagsmile receives the funds from local acquirers and banks in local currency, then remits the funds in USD to wherever you like.
Due to partnering with many local acquirers, we can choose the best way to carry out the transaction and guarantee the most efficient payment operation.
Receive full financial reconciliation in many formats, which can be sent through different methods.
Improve your approval rates by integrating with more acquirers and issuers. Guarantee redundancy and availability of payments through our connections in Latin America.